There is a fixed yearly deductible of €385 for each adult person, excluding first visits for diagnosis to general physicians. The Government of Saudi Arabia provides free universal health coverage for all citizens. Non-citizens are required by law to have private insurance paid for by their employer. Botswana established a free healthcare system that operates a system of public medical centers, with 98% of health facilities in the country run by the government. Government-guaranteed health care for all citizens of a country, sometimes called universal health care, is a broad concept that has been implemented in several ways.
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The New Zealand media industry is dominated by a small number of companies, most of which are foreign-owned, although the state retains ownership of some television and radio stations. Since 1994, Freedom House has consistently ranked New Zealand's press freedom in the top twenty, with the 19th freest media as of 2015. Australia and New Zealand both have universal health care. Hospitalisation is free for permanent residents in both nations.
The commission takes into account government policies and makes recommendations to regional associations with respect to overall expenditure targets. In 1986 expenditure caps were implemented and were tied to the age of the local population as well as the overall wage increases. Although reimbursement of providers is on a fee-for-service basis, the amount to be reimbursed for each service is determined retrospectively to ensure that spending targets are not exceeded. The formally employed pay a premium worth 5% of their salary, with 1% paid by the employee and 4% paid by the employer, while informal workers and the self-employed must pay a fixed monthly premium.
Germany has the world's oldest national social health insurance system, with origins dating back to Otto von Bismarck's Sickness Insurance Law of 1883. The system is decentralized with private practice physicians providing ambulatory care, and independent, mostly non-profit hospitals providing the majority of inpatient care. Employers pay for half of their employees' health insurance contributions, while self-employed workers pay the entire contribution themselves. Approximately 90% of the population is covered by a statutory health insurance plan, which provides a standardized level of coverage through any one of approximately 100 public sickness funds. Private health insurance is only accessible to self-employed workers, high-income employees and Beamte.
Europeans did not revisit New Zealand until 1769, when British explorer James Cook mapped almost the entire coastline. Following Cook, New Zealand was visited by numerous European and ]n whaling, sealing, and trading ships. They traded European food, metal tools, weapons, and other goods for timber, Māori food, artefacts, and water. The introduction of the potato and the musket transformed Māori agriculture and warfare. Potatoes provided a reliable food surplus, which enabled longer and more sustained military campaigns. The resulting intertribal Musket Wars encompassed over 600 battles between 1801 and 1840, killing 30,000 – 40,000 Māori.
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Private hospitals were opened and primary care was privatised. Subsequently, both public and private providers have been integrated into one social insurance-funded model managed by the Health Insurance Fund of North Macedonia. The public hospital sector is seen as inefficient and is unpopular with both patients and professional staff. 90% of the population is within 30 minutes of a health service.
